Skip to content
Duane Martin photo

Your Local CrossCountry Mortgage Loan Officer

Duane Martin

  • Loan Officer
  • Bothell, WA Mortgage Loan Officer
  • NMLS #327181

I’ll be with you every step of the way

Hi, I’m Duane. As a 22-year veteran of the mortgage industry, I focus my time and energy on more than your immediate home financing needs—we’ll also plan to meet your long-term financial goals. Based in our Bothell, WA branch, I’ll discuss your priorities and aspirations to recommend loans that provide lasting affordability and fit your budget. I get tremendous satisfaction out of helping people and would love the opportunity to earn your business.

As part of America’s #1 Retail Mortgage Lender, from applying to receiving your keys or completing your refinance, I’ll be there to support you with continuous updates on your loan and answer your questions. Communication promotes confidence, and I want you to feel confident every step of the way. When I started this career, I considered myself a part-time loan officer while being a career firefighter. Now, I view myself as a full-time loan consultant who happens to fight fires a few days a week!

Duane’s testimonials

Leave a Review See more testimonials

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Inspiration for your home loan journey

View All
First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

Learn More
Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

Learn More

What Are Conforming Loan Limits?

Learn More

Frequently asked questions

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.