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Your Local CrossCountry Mortgage Loan Officer

Duane Martin

  • Loan Officer
  • Bothell, WA Mortgage Loan Officer
  • NMLS # 327181
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I’ll be with you every step of the way

I began my career in the mortgage industry over 20 years ago, driven by a desire to help people navigate one of life’s most stressful and exciting experiences: homeownership. The homebuying process is not just a transaction; it’s about fostering a relationship built on trust and communication.

As a loan officer at America’s #1 Retail Mortgage Lender, I focus my time and energy on more than your immediate home financing. We’ll work together to meet your long-term financial goals. Through discussing your priorities and aspirations, I will be able to recommend loans that provide lasting affordability and fit your budget.

Communication promotes confidence, and I want you to feel confident every step of the way. From applying to receiving your keys or completing your refinance, I’ll support you with continuous updates on your loan and answer your questions.

The process of buying a home can be daunting, but together we can navigate through it with confidence and ease.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

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