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Your Local CrossCountry Mortgage Loan Officer

David Ragosta

  • Producing Area Manager
  • Charlotte, NC Mortgage Loan Officer
  • NMLS # 819762

Your biggest decision is my biggest passion

Hello! My name is David. Originally from Naples, Italy, I’m dedicated to supporting my local community as a loan officer at America’s #1 Retail Mortgage Lender. If you’re a first-time homebuyer, I can walk you through each step of the loan process and answer your questions. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, VA and Non-Qualified Mortgages can achieve your homeownership dreams.

 

Off the clock, I’m proud to support Habitat for Humanity, Special Olympics and Second Harvest Food Bank. My favorite activities include traveling (I dream of vacationing in Europe or somewhere warm like Florida), soccer (playing and coaching), boating, home projects and watching movies — especially Forrest Gump, The Godfather, Life Is Beautiful and Rambo. You’ll often find me enjoying NASCAR, Discovery Place, U.S. National Water Center, Tutti Gelato, Chima Steakhouse or Freedom Park.

Reviews Test H2 Heading

4.96 83,765 Reviews
#1
retail mortgage lender in the US
1 in 35
home purchases across the US in 2025
120+
mortgage loans available
131,000
home purchases funded in 2025

David’s reviews

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    #1
    retail mortgage lender in the US
    1 in 35
    home purchases across the US in 2025
    120+
    mortgage loans available
    131,000
    home purchases funded in 2025

    David’s Reviews