-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 12:00PM – 5:00PM
-
- Down Payment Assistance
- First-Time Homebuyers
- Investment Property
- Non-QM Loans
- VA Loan
-
Your Local CrossCountry Mortgage Loan Officer
Randi Sullivan
I’ll be with you every step of the way
Hello! My name is Randi Sullivan. Finding the right home is a milestone; finding the right financing shouldn’t be a hurdle. With over 25 years of mortgage and sales operations expertise, I’ve navigated every market shift and loan scenario imaginable. I use that deep-seated knowledge to ensure your journey is as smooth as it is predictable.
At America’s #1 Retail Mortgage Lender, I want to bridge the gap between complex financial strategies and your life goals. Whether you’re a first-time homebuyer or a real estate investor, I’ll communicate with radical clarity and act with integrity. We’ll explore options like conventional, jumbo, VA, FHA, DSCR and Non-QM loans to find the one that fits your plans.
Real estate doesn’t sleep, and neither does my commitment to you. I work hand-in-hand with my clients and partners around the clock — because the best deals rarely happen between 9 and 5. I’ll be your dedicated advocate who is available whenever you need me to help bring you home.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Randi’s testimonials
Inspiration for your home loan journey
My social posts
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.