Hi, I’m Wayne Demaline. For over 20 years, I’ve worked in South Florida real estate and mortgage lending. Based in Delray Beach, I serve Boca Raton, Palm Beach County and clients across Florida. 

I begin by understanding each borrower’s financial picture and goals — not simply selecting a loan.

 At America’s #1 Retail Mortgage Lender, I pair broad resources with strategic loan structuring for purchases, refinances and complex income, asset or property situations. 

My experience includes conventional, FHA, VA, jumbo, Non-QM, bank statement, asset qualifier/depletion, DSCR/investor, bridge, foreign national, renovation and high-dollar cash-out financing. I assist self-employed, retired, high-net-worth and investor clients whose finances require non-traditional solutions.

 I collaborate with real estate agents, financial and wealth advisors, CPAs and attorneys to align financing with clients’ broader goals. I remain available after closing as rates, property values and financial goals change.