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Your Local CrossCountry Mortgage Loan Officer

Sandy Davis

  • Senior Loan Officer
  • Delray Beach, FL Mortgage Loan Officer
  • NMLS #172843

I’ll be with you every step of the way

Hi, my name is Sandy Davis, and I’ve had the pleasure of helping countless clients navigate home financing for more than 20 years. Along the way, I’ve been honored with numerous awards, including being named one of the Top 1% Mortgage Originators in America by Mortgage Executive Magazine, a Top Originator by Scotsman Guide, and a Five-Star Mortgage Professional for multiple years. 

As a loan officer servicing FL, NJ, NY and PA, I’m here to offer you the resources and support of America’s #1 Retail Mortgage Lender. These awards reflect my commitment to excellence – but the biggest reward is seeing the look of pure satisfaction on my clients’ faces when they finally get to say, “Home sweet home.” 

Whether you’re a first-time homebuyer ready to embark on this exciting adventure, hunting for your dream home, or looking to renovate, we can discuss a wide range of financing solutions. My goal is simple: to find the right loan for your unique situation, setting you up for success for years to come.

Sandy’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
A contractor meets with the homeowner and discusses improvements to create their dream home.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Make Any Home Your Dream Home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life! 

Here’s how: 

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.  
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…you know the hassle. 

Inspiration for your home loan journey

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

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Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

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What Are Conforming Loan Limits?

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Frequently asked questions

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