165 E Main Street
Denville, NJ 07834 Mobile 917.977.0930 [email protected]

Schedule a call
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Richard Cilo

Senior Loan Officer
Denville, NJ Mortgage Loan Officer
NMLS # 2572183

I’ll be with you every step of the way

Hi! I’m Richard Cilo, a New Jersey loan officer serving homebuyers, homeowners, self-employed borrowers and real estate investors throughout North Jersey and other states where I am licensed to originate mortgages. With more than 15 years of experience across credit, finance, commercial lending and underwriting, I bring a practical, analytical approach to the mortgage process. I focus on explaining home financing options clearly, identifying potential issues early and guiding clients from pre-approval through closing.

At America’s #1 Retail Mortgage Lender, I assist with home purchase financing, refinancing, home equity solutions and mortgage options for borrowers with more complex income scenarios, subject to program eligibility. Assistance is available in both English and Turkish. Türkçe mortgage desteği için benimle doğrudan iletişime geçebilirsiniz.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

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