165 E Main Street
Denville, NJ 07834 Mobile 410.353.9603 Tel 410.785.6781 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Home Equity
- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Colby Sos

Loan Officer
Denville, NJ Mortgage Loan Officer
NMLS # 2688360

Your biggest decision is my biggest passion

Hello! My name is Colby Sos, and I’m a loan officer at our Denville, NJ branch. I’m here to help you buy a home or refinance with support from America’s #1 Retail Mortgage Lender.

I joined the mortgage industry in 2025 after growing up around it, with my father being in the industry for over 30 years. For me, mortgages are like a big puzzle and I love putting all the pieces together.

I offer a wide range of products and specialize in first-time homebuyer, refinance, Non-QM and VA loans. I pride myself on providing clear guidance, honest advice and being easily accessible. From your application to closing day or completing your refinance, I’ll be by your side. I’ll keep you updated, answer your questions and make sure you always know what comes next.

On a personal note, I enjoy being out on my boat on the Chesapeake Bay, fishing and spending time with my two dogs, Zuko and Zero!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

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