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Your Local CrossCountry Mortgage Loan Officer

Ronald Smith

  • Sr. Loan Advisor
  • Eugene, OR Mortgage Loan Officer
  • NMLS #195565

I’ll be with you every step of the way

Hi, I’m Ronald. After being in the industry since 1989, I’ve discovered my passion for helping people understand and grow their net worth through real estate. I’ve worked with many homeowners and buyers in Eugene, OR, providing personalized mortgage solutions tailored to their unique financial situations. I take pride in taking a global view of your financial picture, helping you strengthen your wealth and set yourself up for success into retirement.

Working with America’s #1 Retail Mortgage Lender, I begin the mortgage process by listening to your personal goals to find the right home loan for you. I offer a wide variety of loan programs, including conventional, FHA, and VA, to fit the needs of first-time buyers, long-time homeowners, and everyone in between. You can count on me for clear communication and guidance from start to finish.

Let’s work together to make your homeownership dreams a reality! I look forward to helping you secure the best financing for your future.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Frequently asked questions

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