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Your Local CrossCountry Mortgage Loan Officer

Tony Garcia

  • Originating Branch Manager
  • Fort Pierce, FL Mortgage Loan Officer
  • NMLS #1494450

America’s #1 Retail Mortgage Lender

Hi, I’m Tony, and as your CrossCountry Mortgage mentor, I’m here to help you find the right mortgage fit. I take the time to get to know you, understand your needs, and explain your options in a way that’s easy to understand—no jargon, no confusion. My goal is to provide you with a simple, straightforward mortgage experience, with all the support you need every step of the way.

Based in Fort Pierce, FL, I work closely with America’s #1 Retail Mortgage Lender to ensure that your home financing journey is as smooth and stress-free as possible. Whether you’re ready to get started or just have a few questions, I’m here for you. Let’s talk and make sure you feel confident and well-prepared as you move forward with your home purchase or refinance!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Frequently asked questions

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