139 Beal Pkwy Unit 104
Fort Walton Beach, FL 32548 Mobile 850.974.8778 Tel 850.558.2946 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

David Simmons

Senior Loan Officer
Fort Walton Beach, FL Mortgage Loan Officer
NMLS # 546581

I’ll be with you every step of the way

I’m David Simmons, a loan officer based in the Panhandle of Northwest Florida, serving clients throughout Florida, Georgia and Alabama. I help buyers and investors finance primary homes, second homes and investment properties, guiding them from pre-approval through closing with clear communication and straightforward advice. 

For 27 years, I’ve helped self-employed borrowers, real estate investors and Military Families across the Gulf Coast secure home financing. Whether it’s DSCR loans for investors, bank statement loans for business owners or VA loans for Veterans and Active-Duty Service Members near Eglin Air Force Base, I deliver tailored solutions with deep local market expertise.

In addition, I offer conventional, FHA, USDA, jumbo and condo loans, creating a one-stop solution for home financing. If you’re searching for a loan officer in the Fort Walton Beach/Gulf Coast of Florida, my team and I are ready to help you at CrossCountry Mortgage, America’s #1 Retail Mortgage Lender!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

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