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Your Local CrossCountry Mortgage Loan Officer

Ericka Herrera

  • Loan Officer
  • Greenwood Village, CO Mortgage Loan Officer
  • NMLS # 823196
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My team and I will help you win your bid

Hello! My name is Ericka Herrera. For over 13 years, I’ve had the privilege of helping clients navigate one of the most important financial decisions of their lives — homeownership. I’ve worked with all types of mortgage loans and situations, from first-time homebuyers saving with down payment assistance to clients with more complex finances using Non-QM solutions. I always focus on finding the right solution for each individual.

My support doesn’t stop at finding your loan. I believe every client deserves clear communication, honest guidance and a smooth experience. I’ll walk you through each step of the mortgage process, answer your questions and keep you updated on your loan. Whether you’re buying, selling, refinancing or exploring your options, I’m here to help you feel confident every step of the way.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

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Inspiration for your home loan journey

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Young People Are Struggling to Buy Homes — But Some States Tell a Different Story

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When to Refinance a Mortgage

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FHA Loan Requirements 2025

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Frequently asked questions

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