Hello! My name is James Hair, and I’m a loan officer proudly serving homebuyers and homeowners across AK, VA, LA, TX, FL, AZ, CA, MS, MO, TN and NC. I’m dedicated to finding you the perfect mortgage, guided by my signature philosophy, “The Home of Not No, Just Not Yet.”

For over a decade, I’ve worked in consumer finance, banking, branch management and complex mortgage underwriting. Using my industry knowledge, I bring a 360-degree perspective to the mortgage process. I excel at taking on complex borrower profiles, self-employed buyers and credit rebuilders. I specialize in a diverse range of products including VA loans, renovation loans, USDA and DSCR investment loans.

Outside of work, I’m a Gold Strategic Partner who is featured as a local expert on Louisiana First News. I provide seamless lending solutions, guidance and support to help turn homeownership dreams into reality with America’s #1 Retail Mortgage Lender!