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Your Local CrossCountry Mortgage Loan Officer

Ryan Arzner

  • Branch Manager
  • Lake Oswego, OR Mortgage Loan Officer
  • NMLS #247157

I’ll be with you every step of the way

Hello! I’m Ryan Arzner, a loan officer with over 22 years of mortgage experience and 25 years as a real estate investor specializing in short-term, long-term and commercial rentals. My deep knowledge of home financing and investing gives me a unique ability to serve a wide range of clients with insight and confidence.

I’m well-versed in a variety of loan programs available at America’s #1 Retail Mortgage Lender, including options tailored for first-time homebuyers, Military Families, real estate investors and Oregon-based assistance programs. Known for my speed, transparency and responsiveness, I’m committed to building strong relationships and helping clients navigate financial decisions with clarity and ease.

Whether you’re purchasing your first home, investing in property or exploring specialized loan options, I’m here to support you every step of the way.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

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Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

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What Are Conforming Loan Limits?

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Frequently asked questions

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