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Your Local CrossCountry Mortgage Loan Officer

Jonathan McKinnies

  • SVP of Mortgage Lending
  • Mishawaka, IN Mortgage Loan Officer
  • NMLS #226786

I’ll be with you every step of the way

Hello! My name is Jonathan McKinnies. Since 2006, I’ve helped families navigate the mortgage process with clarity, confidence and care. Backed by experience and a deep commitment to client success, The McKinnies Team is a trusted name in home financing across the Michiana community.

Each year, we proudly serve over 200 families. For us, a loan isn’t just a transaction — it’s a chance to build relationships and help families achieve homeownership.

Our three core commitments:

Timely, Efficient Process – We work hard to keep your loan moving and on track.

Transparent, Honest Pricing – We offer upfront estimates and clear cost breakdowns.

Clear, Ongoing Communication – You’ll hear from us regularly, from start to finish.

We issue strong, respected pre-approvals that give buyers an edge and peace of mind. Rooted in Michiana, we believe in more than mortgages — we believe in people, service and doing the right thing.

Pre-approvals you can trust. Communication you can count on.

Jonathan’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

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Frequently asked questions

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