102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645 Mobile 949.667.0634 Tel 951.636.2317 [email protected]

Schedule a call
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- Construction Loan
- First-Time Homebuyers
- Non-QM Loans
- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Jennifer Montez

Senior Loan Officer
Montvale, NJ Mortgage Loan Officer
NMLS # 724071

I’ll be with you every step of the way

Hello! My name is Jennifer Montez, and I’m a loan officer at our Montvale, New Jersey branch. My goal is to educate and guide you through the home loan process, ensuring you feel informed, comfortable and confident every step of the way. With the help of America’s #1 Retail Mortgage Lender, I’ll help you find your perfect loan.

Since entering the mortgage industry in 2001, I have dedicated my career to empowering first-time homebuyers to find their forever home. I specialize in down payment assistance programs and take pride in helping clients understand their options while purchasing a home.

Outside of being a loan officer, I’m also a mom to my two kids. In my free time, I enjoy working out and road biking. My goal is to provide a service that goes beyond transactions. I want you to feel at ease trusting me as your loan officer and prepared for every decision you make along the way. If you’re ready to make a house a home, contact me today!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

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A contractor meets with the homeowner and discusses improvements to create their dream home.

Down Payment Assistance

Turn years from now into today

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

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Make Any Home Your Dream Home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life!

Here’s how:

Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.
Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…you know the hassle.

Learn more