Builder Lending Partnerships for Residential & Commercial Projects
Your momentum deserves a partner who can match it. We provide reliable lending solutions for both residential and commercial builds, backed by clear communication, predictable timelines and dedicated support.
If you’re looking for builder resources to fuel your next project, the team is ready to meet you.
Construction loan products and partner programs
Benefit from a builder lending partner with deep industry expertise, responsive underwriting and thorough market knowledge, ensuring predictable timelines, accurate draws and a true partnership.
We’d like to be the mortgage company you recommend to your clients again and again. Our partnership provides the resources you need to confidently manage complex projects and deliver results on time and on budget.
Commercial projects
Not every lender plays in the commercial space, and even fewer do it with the precision and agility developers demand. Our Builder Division delivers exclusive lending programs for multifamily, mixed-use, large-scale projects and more.
These aren’t just loans. These are the most-requested commercial financing solutions, designed to meet your funding needs with creative solutions.
Loan options
In partnership with Valere Commercial, CCM offers the following loan series loan series including:
- RTL: Fix & Flip Loans
- Small Balance Commercial Loans (Multi-Family & Mixed Use)
- Bridge Loans
- Builder Construction Loans
We also provide residential loan products including:
- One-Time-Close Construction Loans (Conventional, FHA and VA)
- Traditional Loans
- Non-QM Loans (for non-traditional income)
- Extended Rate Lock*
- Buydown Programs
- And more
Our Flex Forward commitment
Forward commitments may be standard, but ours raises the bar. Flex Forward lets you secure today’s rates and shield your pipeline.
Partnership models built for your builder business
With us by your side, you stay competitive, win more buyers and keep projects moving. Our flexible partnership models are built to support your team and elevate your client experience at every stage.
We offer custom partnership models that match your unique business model, whether it leans residential, commercial — or both. Our creative capital solutions can give you more competitive possibilities.
Preferred lender relationships
We know buyers have options, and that’s a good thing. While you can recommend your preferred lender, no one can require a buyer to use them. That’s why we earn your trust by consistently delivering competitive rates, fast closings and exceptional service that reflect well on you.
Marketing service agreements (MSAs)*
Our MSAs are designed to support your sales team and streamline the buyer journey. With thoughtfully crafted marketing touchpoints, we ensure buyers have the mortgage resources they need, right when they need them.
Closing cost concession programs
Offer buyers a smoother path to ownership without cutting into your bottom line. We’ll work with you to reduce upfront costs, creating a competitive edge that drives sales and keeps your projects moving.
Co-Marketing opportunities
Why market alone when you can amplify your impact? Leave the heavy lifting to us when it comes to marketing support. Our co-marketing solutions combine your brand strength with ours to create polished, compliant materials that get noticed — and get results.
Custom partnership options
We may have shaken hands at an industry trade show, or you might already work with one of our fantastic loan officers. Help us get to know your business and build the right mix of resources to help you sell more, faster. Your business isn’t generic, and neither are our solutions.
Why partner with CrossCountry Mortgage
We’re all in, driven and approachable in our mission to personally serve. Starting with our loan officers in their business, our CrossCountry Mortgage family in their careers, our partners in their client relationships and our borrowers in fulfilling their dreams of homeownership.
#1 retail lender in the nation
We’re the Nation’s #1 Retail Mortgage Lender (2024, 2025) by both Scotsman Guide’s Top Retail Mortgage Lender list and Mortgage Executive Magazine’s Top 50 Mortgage Companies in America list.
What we’re proud of:
- We financed 1 of every 37 home purchases across the U.S. in 2024
- We funded over 88,000 purchases in 2024
- Record $35Bn purchase volume in 2024
- Women lead here: 54% of our team are women
- Recognized 10x on Inc. 5000’s list of America’s fastest-growing companies
These recognitions underscore our sustained growth, operational excellence and unwavering commitment to helping families achieve homeownership.
Nationwide presence
Since Ron Leonhardt founded the company in 2003, we’ve grown from our Cleveland roots into a national presence. With 7,000+ employees and more than 700 branches, we’re here for borrowers across all 50 states and D.C.
Fast, efficient closings with dedicated support
We process, underwrite, close, fund and service all construction loans so there is no need for third-party vendors. We control the entire process all the way through modification.
Commercial financing requires expertise, attention and execution. Our loan opportunities stand apart with a dedicated team focused solely on supporting your project — from initial structuring through closing.
Marketing support to sell more homes
Sell more homes with marketing power behind every project. We offer co-marketing, buyer incentive programs and custom partnership strategies. Leverage our brand to elevate your visibility and accelerate sales.
- Online resources
- Custom brochures and flyers
- Sharable social media content
- And more!
Builder lending partnerships: Frequently asked questions
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- Commercial builders
- Production & condo homebuilders
- Custom homebuilders
- Multi-Use Builders
- New construction clients
- Condominium developers
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Yes, we sure do! Secure today’s rates for tomorrow’s projects with our Flex Forward program. Pair this with our extended rate lock program and build with confidence that your funding is assured.
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Yes — go fill out the form to chat about custom marketing agreements, social media and digital marketing support and the tools to keep you top of mind.
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Builders need lenders who can handle volume and maintain exceptional service in any market. Our builder division was created for that purpose. We streamline communication, accelerate approvals and protect your timelines so every buyer has a smooth experience.
A strong preferred lender partnership starts with trust and ends with results. We understand builder demands and deliver fast, accurate financing that keeps your projects moving. When you work with us, you gain a partner who makes your success the priority.
*All partnership options are structured in accordance with RESPA and applicable regulations.
