Homebuying
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Main Post
40-Year Mortgage: Should I Get One?
A 40-year mortgage loan could be the right option for many but has its advantages and disadvantages. Learn everything you need to know about 40-year loans.
What Percent of Income Should Go to Mortgage?
Learn what percentage of your income should go to a mortgage. Start budgeting effectively with the 28/36 rule and discover what goes into a mortgage payment.
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15-Year vs. 30-Year Fixed Mortgage
Find out the differences of a 15-year fixed mortgage vs. a 30-year fixed mortgage, compare pros and cons, and decide which one would be better for you.
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Mortgage Loan Process Explained
If you’re considering buying or refinancing a home, you may be in unfamiliar territory. Learn what to expect during the mortgage process in this guide.
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How to Buy a House Out of State
From researching the housing market in another state, to getting a mortgage loan financed out of state, discover home relocating strategies for a smooth move.
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What Is Escrow on a Mortgage?
Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.
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What Is Fannie Mae?
Discover what Fannie Mae (FNMA) means for homebuyers. Learn its role in the mortgage industry, available loan programs, and how it compares to Freddie Mac.
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Buying a House with Bad Credit
Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Even if your credit history prevents you from securing a traditional mortgage, there are many loan programs available for those with less-than-stellar credit. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.
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What Is a Home Appraisal?
Learn what a home appraisal is, how it works, and what factors impact the value of your property. Get insights on preparing for a home appraisal today.
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What Is Mortgage Contingency?
Learn what a mortgage contingency is, how it protects both buyers and sellers, and the risks involved in waiving it during a home purchase. Find out more today.
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What Is Loan-to-Value (LTV) Ratio?
Loan-to-value ratio (LTV) is the percentage of how much your home is worth compared to what you owe. Learn how to calculate it and why it is important.
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