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Your Local CrossCountry Mortgage Loan Officer

Michael Giannetto

  • Originating Branch Manager
  • New Windsor, NY Mortgage Loan Officer
  • NMLS #18637

I’ll be with you every step of the way

Hi, I’m Michael! The best mortgage professional is someone who listens, someone you can trust, and someone who refuses to treat you like a number. I am that someone, and I’m determined to provide you with home financing strategies based on your unique financial objectives, time horizon, risk preferences, and tax considerations.

My unique approach involves assessing your situation and creating a strategy designed to deliver the right plan for your future, whether you’re purchasing or refinancing your primary residence, a second home, or an investment property. With access to dozens of loan products and programs, I can secure options others can’t while keeping your fees as low as possible.

I’ve been providing mortgage planning services since 1998, so you can be confident that my experience will translate to a smooth, stress-free mortgage experience for you and your family. I’m proud to serve clients in Washingtonville, NY, with the resources of America’s #1 Retail Mortgage Lender.

Michael’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
First responders take action to emergency call.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

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What Are Conforming Loan Limits?

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Frequently asked questions

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