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Your Local CrossCountry Mortgage Loan Officer

Michael Silva

  • Branch Manager | Mortgage Advisor
  • Pleasanton, CA Mortgage Loan Officer
  • NMLS #290794

I’ll be with you every step of the way

Mortgage Clarity. Lifelong Guidance. Real Advice.

I’m Michael Silva, a mortgage advisor at America’s #1 Retail Mortgage Lender with 24 years of experience helping people move forward with complete financial clarity and confidence.

 

My approach is simple: I treat your mortgage like a financial plan, not a transaction. Whether you’re buying your first home, moving up or building long-term wealth, I offer honest advice and straightforward strategies tailored to your goals. I’ve built my business on trust, education and showing up to guide my clients well before, during and long after closing.

 

My clients don’t just get a loan — they get a lifelong guide they can count on.

 

Raised by hardworking parents with limited financial resources, I know what it’s like to feel uncertain about money. That’s why I’ve made it my mission to bring clarity, confidence and care to every step of the mortgage journey. If you’re looking for a trusted partner who brings experience without an ego, I’m your guy.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

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Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

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What Are Conforming Loan Limits?

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Frequently asked questions

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