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Your Local CrossCountry Mortgage Loan Officer

Teresa Becker

  • Outside Loan Originator
  • Plymouth, MI Mortgage Loan Officer
  • NMLS # 135991
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Dedicated to getting it done

Hi, I’m Teresa, and I’ve been in the mortgage industry for over 40 years, helping people navigate through the ever-changing landscape of home financing. Failure is never an option—no matter your situation, I’ll work with you to develop a plan to get you to the closing table.

When you come to me for your mortgage, I begin by listening. By understanding your goals and priorities, I’m able to structure the ideal home loan for you. Whether you’re a first-time homebuyer, an experienced homeowner, buying an investment property, or planning a renovation, I offer a wide range of mortgage programs, from conventional and jumbo to FHA and VA.

My commitment doesn’t end once we find the right loan. From pre-approval to closing and beyond, I’ll always be available to answer your questions and ensure your loan continues to meet your needs. I look forward to helping you achieve your homeownership goals in Plymouth, MI, with the support of America’s #1 Retail Mortgage Lender.

See What I Qualify For
#1
retail mortgage lender in the US
1 in 35
home purchases across the US in 2025
120+
mortgage loans available
131,000
home purchases funded in 2025

Teresa’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
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Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Contact me

Inspiration for your home loan journey

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Frequently asked questions

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    #1
    retail mortgage lender in the US
    1 in 35
    home purchases across the US in 2025
    120+
    mortgage loans available
    131,000
    home purchases funded in 2025