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Your Local CrossCountry Mortgage Loan Officer

JJ Mazzo

  • Executive Vice President
  • San Juan Capistrano, CA Mortgage Loan Officer
  • NMLS # 186548
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I’ll be with you every step of the way

Hi, I’m JJ Mazzo — EVP and Senior Mortgage Banker with CrossCountry Mortgage, consistently ranked among the Top 200 mortgage professionals nationwide by Scotsman Guide and Mortgage Executive Magazine.

With over 25+ years in the business and more than $1 billion in personal loan production, I specialize in delivering speed, certainty and execution at the highest level — the factors that win deals in today’s market.

Today, I lead a high-performance team based in San Juan Capistrano, California, serving all of Orange County by delivering fully underwritten approvals, fast closings and strategic financing solutions.

I’m a founding member of IMPACT Elite Coaching and actively support organizations including CHOC Children’s Hospital, Orange County Rescue Mission and Giveback Homes.

I live in San Juan Capistrano with my wife and two daughters — and I bring that same level of care, accountability and commitment to every client and partner I work with

CCM Match Offer Terms and Conditions

See What I Qualify For
1,157
loans closed/funded
#1
retail mortgage lender in the US
$636.0M
by volume
131,000
home purchases funded in 2025
Welcome to The Mazzo Group Photo.
Leadership insights that work Photo.
Events 101: Relationships to leads Photo.

Welcome to The Mazzo Group

Meet the Team Behind The Mazzo Group

Meet the Team Who We Are

Leadership insights that work

Lessons learned during my long road to leadership. How collective success can only happen when you nurture growth and collaboration inside your organization. 

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Events 101: Relationships to leads

Connections and real estate go together like bread and butter. Read my step-by-step guide for hosting your next partner or client event to increase those referrals. 

Read More

JJ’s testimonials

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My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
Military member coming home to his daughter in his VA-funded home.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Frequently asked questions

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    1,157
    loans closed/funded
    #1
    retail mortgage lender in the US
    $636.0M
    by volume
    131,000
    home purchases funded in 2025