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Your Local CrossCountry Mortgage Loan Officer

Rick Airey

  • Senior Loan Officer
  • South Portland, ME Mortgage Loan Officer
  • NMLS # 373914
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I’ll be with you every step of the way

Hi, I’m Rick, your local mortgage guy with over 25 years of experience and a reputation for making home financing feel easy. 

Over the years, I’ve become the go-to loan officer for first-time homebuyers, growing families, downsizers and everyone in between. Whether you’re buying your first home, refinancing or just trying to make sense of your mortgage options, I’m here to guide you through it with honesty, clarity and a sense of humor. 

I’m based at the Portland, ME branch of America’s #1 Retail Mortgage Lender. That gives me access to a wide range of loan products, including conventional, jumbo, FHA, VA, USDA, renovation and non-qualified mortgage options. 

But tools and programs are just part of the equation. What really matters is you. I want to listen to your goals, answer your questions and help you find the right loan for your goals — not just for today, but for the long run. 

Ready to start your homeownership journey? Let’s make your mortgage feel like a win.

See What I Qualify For

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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