Hello! I’m Joseph Campagna, a loan officer based in the Staten Island, NY branch of America’s #1 Retail Mortgage Lender. Serving clients in NJ, NY, MD, PA, FL, VA and TX, I bring a strong local perspective and a problem-solving mindset to every transaction. My priority is always finding the right solution for each client, not just pushing a product. I specialize helping first-time homebuyers utilize down payment assistance programs and clients who benefit from financing for complex scenarios, including self-employed borrowers, Non-QM programs and investment properties.

I’m known for my straightforward communication, strategic structuring and hands-on approach to home financing. I work closely with clients, agents and internal teams to ensure smooth, efficient transactions and long-term success. As your loan officer, I look forward to walking by your side and making your mortgage experience smooth from application through closing.