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Your Local CrossCountry Mortgage Loan Officer

Andy Riemenschneider

  • Senior Mortgage Planner
  • Stillwater, MN Mortgage Loan Officer
  • NMLS #409653

I’ll be with you every step of the way

I’m a dedicated mortgage professional with over 15 years of experience helping homebuyers navigate the financing process with clarity and confidence. I’ve had the privilege of helping hundreds of families achieve their dream of homeownership.

Licensed in Minnesota, Wisconsin, Florida, Arizona, Colorado and North Dakota, I serve clients across a wide range of markets. Based in the St. Croix Valley, I’m passionate about supporting my local community and out-of-state buyers and investors. Whether you’re a first-time homebuyer, refinancing, building a home or purchasing a second property, I offer a variety of loans to fit your goals — including conventional, FHA, VA, USDA, jumbo, renovation, HELOCs and more.

At America’s #1 Retail Mortgage Lender, you get the strength of a national leader with the care of a local partner. From application to closing, I’ll answer your questions, offer guidance and provide a smooth process. If you’re ready to take the next step, I’m here to help you get there.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
First responders take action to emergency call.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Frequently asked questions

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