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Your Local CrossCountry Mortgage Loan Officer

Steven Luzzi

  • Branch Manager
  • Summit, NJ Mortgage Loan Officer
  • NMLS #276620

I’ll be with you every step of the way

Hi, I’m Steven Luzzi, and I’m passionate about turning your homeownership goals into reality! Proudly serving my home state of New Jersey, I’m also licensed in New York, Florida and Pennsylvania with the ability to assist clients across the country through CCM’s National Referral Expressway Program. With over 20 years of experience, I make the mortgage process smooth and stress-free — whether you’re buying your first home, a second home, an investment property or refinancing your current mortgage.

At America’s #1 Retail Mortgage Lender, my mission is to help you close with confidence. I’ll guide you through every step so you can start relaxing in your new home faster and with peace of mind.

Choosing CCM means more than a hassle-free experience — you get access to a wide range of loans, including conventional, FHA, VA and USDA, plus programs you won’t find anywhere else.

Ready to take the next step toward your homeownership dreams? Contact me today, and let’s make your mortgage a win!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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When to Refinance a Mortgage

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Frequently asked questions

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