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    • monday: 10:00AM – 7:00PM
    • tuesday: 10:00AM – 7:00PM
    • wednesday: 10:00AM – 7:00PM
    • thursday: 10:00AM – 7:00PM
    • friday: 10:00AM – 7:00PM
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    • Renovation Loan
    • USDA Loans
    • VA Loan

Your Local CrossCountry Mortgage Loan Officer

JJ Ellong

  • Originating Branch Manager
  • Tampa, FL Mortgage Loan Officer
  • NMLS #660192

I’ll be with you every step of the way

Hello! My name is JJ. With over 20 years of experience in banking, customer services, home financing, real estate and financial counseling, I’m dedicated to assisting individuals and families in achieving their homeownership and financial goals. My approach combines in-depth industry knowledge with a commitment to transparency and personalized service, ensuring that you feel informed and confident throughout the mortgage process. I pride myself on having a strong work ethic and maintaining excellent client relations.

At America’s #1 Retail Mortgage Lender, I specialize in first-time homebuyer programs, refinancing options and financing investment properties of any size, tailoring solutions to meet your unique goals. I’m enthusiastic about the opportunity to bring my expertise to you. Contact me today to discuss how I can assist you.

Beyond my professional endeavors, I enjoy traveling and reading. Besides English, I also speak French and Russian fluently.

JJ’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.
Military member coming home to his daughter in his VA-funded home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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When to Refinance a Mortgage

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Frequently asked questions

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