1908 Eastwood Road, Suites 217 & 219
Wilmington, NC 28403 Mobile 910.200.8859 Tel 910.407.9887 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
- Investment Property
- Non-QM Loans
- Purchase
- Refinance
- Reverse Mortgage

Your Local CrossCountry Mortgage Loan Officer

Patrick Stoy

Senior Vice President of Lending
Wilmington, NC Mortgage Loan Officer
NMLS # 39527

I’ll be with you every step of the way

Hello! I’m Patrick Stoy, a mortgage professional with more than 25 years of experience serving clients across the East Coast. As a top-producing branch manager, I lead a high-performance team known for personalized service and expert guidance. I’m dedicated to helping clients — from first-time homebuyers to long-time investors — achieve their homeownership goals with confidence and financial success.

Recognized as a Scotsman Guide Top Originator, I’ve been featured in the publication and other media for my industry expertise. I’ve also earned the N.C. Home Builders Association Mortgage Professional of the Year award and was named a Top 20 Purchase Loan Officer, Fastest Growing Loan Officer and in the Top 1% of Mortgage Professionals in NC and nationwide.

Clients trust me for my strategic insights, proven results and commitment to excellence. I look forward to sharing these qualities with you at America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Family updating thermostat in energy-efficient home.

Go Green to Save Some Green

You can save a lot of money with energy-efficient appliances and eco-friendly home improvements. But if you don’t have cash, you’ll probably have to pay for them with a high-interest-rate credit card or personal loan that’ll cut into the money you’re saving.

Meet CCM EasyGreen, an energy-efficient home mortgage that finances your improvements and gives you a special lower interest rate, too.

Start here