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Your Local CrossCountry Mortgage Loan Officer

Michael Smalley

  • Regional Vice President
  • Winter Park, FL Mortgage Loan Officer
  • NMLS # 289846

I’ll be with you every step of the way

I’m Michael Smalley, a Regional Vice President at CrossCountry Mortgage, America’s #1 Retail Mortgage Lender, and one of Florida’s most recognized mortgage professionals. I hold both the Certified Mortgage Planning Specialist® and Certified Mortgage Advisor™ designations, the first loan originator in Florida to earn both. 

For over 20 years, I’ve helped families across the country navigate one of the biggest financial decisions of their lives — and I take that responsibility seriously. Over my career, I’ve closed over $1 billion in loan volume, helping more than 3,000 families find the right home financing.

Whether you’re buying your first home, refinancing or investing in property, I’m here to make the process clear, straightforward and as stress-free as possible. Let’s find the right loan for you.

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