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Your Local CrossCountry Mortgage Loan Officer

Brandon Lay

  • Originating Branch Manager
  • Wooster, OH Mortgage Loan Officer
  • NMLS #985992

I’ll be with you every step of the way

Hi, I’m Brandon. Raised in Grove City, Ohio, I now live in Hilliard and am proud to serve our community as CrossCountry Mortgage’s branch manager in Wooster. A former college athlete at the University of Rio Grande, I’ve brought the best values of athletics to home financing—which may be why I’m a Scotsman Guide Top Originator! Whether you’re buying your first home, your next home, or refinancing your current abode, my team and I will guide you through your home loan journey.

We’ll start by discussing your specific circumstances to offer the mortgage options best suited to you. Whether conventional or jumbo, FHA or VA, we’ll find the product to make your dreams a reality.

From applying to receiving your keys or completing your refinance, we’ll make sure you know what’s happening with your mortgage and answer your questions along the way. As part of America’s #1 Retail Mortgage Lender, I look forward to providing you with outstanding customer service and a personalized home financing experience.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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When to Refinance a Mortgage

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Frequently asked questions

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